How to Avoid Top Winter Weather-related Auto Claims 

Winter in San Antonio may not bring the heavy snowfalls seen in other parts of the country, but it still poses significant challenges for drivers. The combination of occasional icy roads, unexpected cold snaps and increased rainfall can create hazardous driving conditions that lead to accidents and winter weather-related auto claims. Understanding how to navigate these conditions is crucial for maintaining safety and avoiding costly claims.

Tips to Avoid Winter Weather-related Auto Claims

The following are some key strategies to help you avoid the most common winter weather-related auto claims:

• Prepare your vehicle. Make sure your tires have sufficient tread and are properly inflated, as this is essential for maintaining grip on wet roads. Verify that your windshield wipers are working well and that your defroster and heater are in good condition. Regular maintenance can prevent many weather-related issues.

• Drive cautiously. Reduce your speed, especially during rain or when temperatures drop near freezing. Increase your following distance to allow more time to stop safely.

• Stay informed. Keep an eye on weather forecasts and road conditions. If severe weather is predicted, consider postponing non-essential travel. Knowing what to expect can help you plan your trips more safely and avoid hazardous conditions.

• Avoid distractions. Winter driving requires your full attention. Avoid using your phone, eating or engaging in other distractions while driving.

• Prepare for emergencies. Carry an emergency kit in your car that includes items like a flashlight, blanket, first-aid supplies and nonperishable food. In case you get stranded, these items can be lifesavers. Also, ensure your phone is charged and that you have a car charger on hand.

• Review your auto insurance policy. This can help you understand what is covered in the event of a winter-related incident. Comprehensive coverage typically includes damage from weather-related events, but it’s essential to know the specifics of your policy.

Learn More

Contact Liberty Auto Insurance to discuss your auto insurance policy today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.